Personal Financial Management System(PFMS) refers to the digital tools that consumers use to manage their financial situation. PFMS tools help individuals to maintain their everyday financial expenses. These tool having following option to maintain the expense record.

1. Budget Management : PFMS tools allows you to create and track budgets. You can set expense limits for different categories (like groceries, entertainment, education, and miscellaneous utilities) and monitor your expenses against these limits.
2. Expense Management : PFMS allows you to categorize and analyze your expenses transactions. It provides clearer, digital categorization of your expenses, allowing you to understand where your are expending more money against your budget limits.
3. Card Management : PFMS tools help you to understand expense transactions, where you have expended the money and how much you have paid or you have to pay against your expenses
4. Loan Management : These tools allow you to maintain the your loan EMI, EMI details, when have and how much have to pay

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